Insure121 - your online insurance guide
 
 
uk insurance advice  
 
Insure121 homepage
uk car insurance
uk home insurance
uk travel insurance
uk pet insurance
uk caravan insurance
 
 

Don't Get Taken For a Ride

Due to the rise in scooter thefts, the Home Office has launched a campaign with the aim of encouraging scooter owners to safeguard their bikes. More than 50 scooters and mopeds are stolen every day in the UK, with many of these thefts easily prevented, according to the Home Office. Implementing some anti-theft measures can result in insurance premiums being cut.

The most common thefts are when scooters are parked in the owner’s front garden and according to the Home Office simply securing your bike to a wall or a ground anchor and keeping it covered will make it much more secure.

Of those bikes stolen, two out of every five are recovered. The Home Office advise that you can increase the chances of recovering your scooter by marking your bike with obvious security marking such as the vehicle identification number (VIN), the registration number or postcode. Insurance companies and police actively encourage owners to follow the same advice.

Owners of off-road bikes can ask the DVLA to register its frame and engine numbers on their computer as well the police computer, free of charge.

When searching for good quality security products for scooters and motorbikes, look out for the Sold Secure Quality Mark or ‘Thatcham Approved’ on the packaging. Both organisations work in conjunction with insurers and the police to ensure the quality of crime prevention products. What is more, Thatcham is the insurance industry’s appointed body responsible for setting motorbike security standards.

Fitting a Thatcham-approved immobiliser or alarm system, costing up to £300, can often led to insurers cutting their premiums. One of the most popular security systems among bike owners is data tagging. Nearly half a million use tagging kits to give the bike an ‘electronic fingerprint’, making it easier to trace the machine if stolen. Expect to pay around £25 for a basic DIY kit and up to £100 for a more sophisticated kit. An approved ground anchor will set you back around £50 while a super-strong chain can cost about £65.

A slightly more expensive measure for foiling the thieves is to fit an electronic alarm and tracking device costing around £900 that leads the police to your bike, even if it’s stored or carried in an enclosed space. The costs for returning the bike back to you are included.

You can check with HPI or Carwatch to find out the history of a second-hand machine if you have doubts about it, with prices for this service range from £25-£43.