UK Insurance Guide
Welcome to our UK insurance guide. We have asked our team of writers write some informative articles about UK insurance products. These articles will cover car, home, travel, life and many other common insurance types.
Car Insurance Topics
- When Should You Be Making A Car Insurance Claim?
If you have just suffered the misfortune of having been out shopping only to come back and find that someone has hit your car while you were away, you’ll now be faced with the dilemma of whether or not you should be making a car insurance claim.
- Basic Car Insurance
If you either own or drive a car in the UK, then, by law (Road Traffic Act), you are required to maintain a car insurance policy protecting you against claims for any liability to
- How Are Car Insurance Premiums Calculated?
At times trying to determine how car insurance companies calculate your car insurance premiums can seem nonsensical – after all, phone 3 different car insurance companies and they’ll give you 3 different quotes for agreeing to insure your car! So, if you have ever wondered how the premiums on your car are calculated, wonder no more!
- Comparing Motor Insurance Policies
Although it is a legal requirement in the UK that you maintain at least a minimum level of motor insurance if you want to drive on the roads, there is no such legal requirement that you have to chose a certain insurance provider.
- Uninsured Loss Recovery
Amazingly, at any given time, one in five drivers in the UK will be driving without adequate car insurance should they have an accident. Probably more worryingly, if you drive regularly in the UK, is the statistic that at all times five percent of cars on the roads in the UK have no insurance whatsoever!
- Motor Insurance - What Is A No Claims Bonus?
It’s a term you hear bounded about often in the world of motor insurance, but it is also one of the least understood: the ‘no claims bonus’. So, what is a ‘no claims bonus’ and how can it help me?
- Rental Car Insurance
More and more these days we are leaving the car at home and are picking up a rental when we arrive at our holiday destination. If this is exactly what you are planning on doing, and you have never rented a car before, then the following are a couple of hints you should keep in mind when arranging your rental car insurance
Online Insurance
- Getting Cheap Car Insurance Online
According to a recent survey undertaken by the AA, 75 percent of us will head directly to the internet to check out online car insurance quotes before we decide whether or not to renew our existing policy.
Car Insurance Tips
- How To Reduce Your Family Car Insurance Premiums
If you are a family with children in their late teens (i.e. 17,18,19) or early twenties (20-25), then a dilemma you no doubt have already had to face if how to reduce your family car insurance premiums.
- 5 Ways To Reduce Your Car Insurance Premiums
Even with a competitive UK car insurance market bringing down the average cost of car insurance premiums in the UK, by following certain guidelines you can reduce your car insurance premiums even more!
- How Your UK Credit Rating Can Affect Your UK Car Insurance Premiums
So you’ve never had a parking ticket, speeding ticket, been picked up for drunk driving or had any points on your driving licence. In short, you are the model UK driver. And yet, when you compare your car premium payments with your friends, you find out that you are paying more them. How can that be so?
- 5 Ways To Reduce Your Student Car Insurance Policy Payments
One in every five students in higher education in the UK either owns their own car or has access to a car that they can drive to university. If we take it as given that higher education students have very tight budgets to live on, the following are five ways to help reduce your student car insurance policy payments and help you to save money:
Specialist Car Insurance
- Custom Built Car Insurance
Many people believe that they do no have a custom car, but it is generally understood that any modification you make to your car after you have bought it could result in the car being reclassified as being a custom built car.
- Do You Need Classic Car Insurance?
Whenever we think of a ‘classic car’, and classic car insurance, images of a car from a bygone era and races to Brighton once a year immediately spring to mind. However, if you’re currently thinking of buying a second-hand car, then there’s a chance you may be asked to insure this as a classic car.
Female Car Insurance
- Why Are Female Car Insurance Quotes Cheaper Than Men?
As every man likes to remind his woman, women cannot drive as well as men can. Call up a UK insurance company, or get a UK car insurance quote online, however, and the cost of the car insurance premium for exactly the same car is likely going to be cheaper for the woman than the man. So, if woman cannot drive as well as men, how can that be so?
Breakdown Insurance
- Roadside Breakdown Car Insurance
Regardless of how carefully we take care of our car, just when we least need it the car will breakdown in the middle of nowhere. If you do not have roadside breakdown car insurance, be prepared to pay a heft repair bill and to be personally billed for all the ancillary costs.
Home Insurance
Pet Insurance
- The Benefits Of Pet Insurance
Ever consider what are the advantages of insurance for your favourite pooch or pet? We discuss the advantages of having pet insurance to guard against unforseen circumstances.
- Making Sure You Get The Cheapest Pet Insurance Available
With recent changes in veterinary treatment and technology, it is now very possible to incur veterinary bills in the thousands of pounds. If, therefore, you are thinking of taking out pet insurance to cover and illness or accident that your pet may suffer
Future of Insurance
- By The Mile Car Insurance – the way of the future?
Who do you think should be paying more in motor insurance – someone who drives 50,000 miles a year, someone who drives 15,000 miles a year, or someone who only drives 6,000 miles a year? The answer: none of the above, in most cases UK car insurance providers do not consider the number of miles you drive each year as being important when determining your motor insurance premium. However, things may be changing.
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