UK
Insurance Articles
Welcome to our article section
about various UK insurance topics.
There are insurance topics
dedicated to UK car insurance, home, travel and many other
types. We will add new insurance articles to this page on
a regular basis, we hope tht you find what you are looking
for!
If there are any articles
that you would like to see in tis section, drop us an email,
we will consider any topic that you wish to submit. Alternatively
you have an insurance articles you would like us to publish
send it in for our consideration. We do not publish every
article that we receive.
General Insurance
Articles
Car Insurance Articles
- A
GUIDE TO 4x4 Insurance - By driving a larger vehicle
than a car, insurance premiums can be drastically more than
a car – and in some instances up to a fifth more!
4x4 vehicles make premiums rise as a rule, but by shopping
around, drivers can possibly save 40% on their premiums.
- Theft:
A Vital Part Of Car Insurance
- Car theft has increased in the UK and more than a
100,000 cars are being stolen a year. The insurance claims
for car theft are 1 policy claim out of 20, and the car
insurance companies want drivers to realize the need to
protect their vehicles from these incidents. The more claims
made to an insurance policy, the higher the premium.
- The
Cost to Insure New and Teenage Drivers - Why is the
cost of car insurance for newly licensed drivers so expensive?
Is it fair to judge that these drivers are high risk because
their experience is minimal?
- Car
Insurance for Aged 50 and under - Numerous companies
offer a range of products to older people including life
and general insurance. The choices of savings products aimed
at the 50+ age bracket is unreal.
- Car
Insurance for the Over 50's - More than 20 million people,
around 1/3 of the population, are age 50 or over. These
people will make up over half the population by 2020.
- Shopaholics
Should Include Insurance on the List - The average yearly
UK car insurance premium is £460 with a difference
of £110 from the most expensive to the least. This
rate reflects a premium for the same make and model vehicle,
driven by the same driver, living in the same towns and
cities.
- Saving
Money on Car Insurance - Insuring
your car can be very expensive if you are 18 and living
in a major city. For example, you are likely to find that
the cost of insuring your hot hatchback is as much as the
cost of the car!
- Car
Insurance for Women - According to Sainsbury's Car Insurance
survey, women drivers pay less than men for car insurance.
Female drivers currently pay, on average, £412.44
a year - more than £90 less than the male average
of £503.98.
- Woman
car insurance - The woman car insurance policies are
a potentially expanding field that is looked upon by prospective
players in the insurance sector as comparatively risk-free.
Let’s see why!
- Types
of Car Insurance - There are two different types of
vehicle cover that are standard in the UK. As all drivers
know car insurance is compulsory in the United Kingdom and
everyone must have a sufficient level of cover.
- Cost
Of Car Insurance Set To Rise - Reasons why car insurance
may be set for an increase in the UK
- UK
Car Insurance - If you think that the UK car insurance
policy is stringent enough, then keep in mind that it is
so to secure your own interest. The UK car insurance policy
is generally targeted for the protection of any innocent
victims of accidents.
- What
Type of Car Insurance Should I Buy - The day has come
when you become a licensed driver and the first thing you
want to do is take the car and go out with your friends.
Unfortunately, new drivers must wait to get their car insurance
before venturing out into the land of motor vehicles.
- Why
Car insurance May Be Reducing In Cost - Car insurance
premiums may be dropping according to the UK’s car
insurance market. Due to higher prices for a leading competitor
in the insurance business, this move will likely start a
price war with all the car insurance companies.
- Car
Insurance - Are You Adequately Insured? - Many drivers
on the roads are not fully covered, according to a survey
recorded in the UK. The main reason is drivers not telling
their car insurance companies of any changes that have been
made with their car. In this survey, it was found
- Pay
as you Drive Car Insurance - Car insurance companies
have adopted a new plan similar to the mobile phone plan
“pay as you go”, and called it, (unsurprisingly)
pay as you drive. Part of the sense behind this new proposal
is to lessen traffic congestion and not have major cities
and roads in gridlock.
- Breakdown
insurance, is it worth the money? - Many drivers worry
about their car breaking down in the middle of a motorway,
isolated area or even a town, but is it worth spending money
on separate insurance for those “just in case”
moments?
- No
Claims Bonuses: how they work - Car insurance companies
in the UK incorporated a program called a No Claims Bonus
or No Claims Discount. The meaning behind these programs
is for the consumer to help lower their car insurance premiums
- Bump and Run - Let me explain for those who are not common with the term. “Bump and Run” is when you may be reversing into a car parking space at the supermarket of pulling out from behind another parked car in the street and hitting or clipping the car. On each occasion you realise what you have done and decide to take evasive action and simply drive off.
Home Insurance
- Don't
Skimp on Home Insurance - If you are worried about how
much home insurance is enough, simply estimate the contents
of your home and have your home market value appraised.
- Home
Insurance in High Risk Areas - When searching for a
home, whether flat, bungalow or house; many homeowners try
to do their research prior to buying a piece of property
in a certain living area.
- Update
Your Home Insurance - Homeowners need to realize that
keeping their insurance policy up to date is their responsibility.
Any item bought or given as a gift is now inside the home,
it could be an expensive painting or a crystal vase can
be added to the contents insurance policy.
- DIY
- Does Your Home Insurance Cover Your Work? - Before
spending your entire holiday time off doing renovations
to your home by yourself, first check with your insurance
company about coverage concerning accidental damage. If
the insurance company does, the next step is to make sure
it is enough coverage in case an emergency occurs in the
middle of your home renovation project.
- Understanding
Home Insurance for Your Contents - When buying a home,
many new homeowners are concerned with buildings insurance
only because most mortgage companies will not complete the
sale till there is proof of a policy.
- Understanding
Buildings Insurance - Some mortgage companies offer
home owners insurance with the mortgage, but you are not
always obligated to use them. Shopping around is always
a good idea, unless you are tied to a mortgage company to
use their insurance company or policy.
- Garden
and Outdoor Insurance Coverage - Even though your garden
is a general area outside your home and considered the landscape,
is your garden covered by home insurance? Some home gardens
are more expensive than many rooms in a person’s home
- How to Save Money on Home Insurance - As a homeowner, if you are proactive in your shopping around, you can save on your yearly premium. There is no rule that states as a homeowner that you must wait till the end of your policy year to renew
Travel Insurance
- The
Cost of Travel Insurance - The big decision concerning
travel insurance is the question of what happens if the
traveller only goes away for a few days at a time for business
or pleasure, but has to pay for the policy for an entire
year. Since the price per day ends up being more expensive,
the yearly option is usually more affordable.
- Is
Travel Insurance Needed? - In the last five years, more
and more people are travelling to further distant regions
and not buying travel insurance. Is travel insurance needed?
- Do’s and Don’ts of Travel Insurance - Travel insurance is bought by many types of people in different industries. Because travel insurance has more rules and regulations than home or car insurance policies, there are many facts that need to be considered before purchasing travel insurance.
Pet Insurance
- Is Pet Insurance Worth It? -
Pet insurance has become a popular topic as more people spend more money on their pets. Celebrities with toy dogs, and more companies producing and marketing pet products are leading to a new wave of pet consumerism.
Life Insurance
- Life
Insurance - Life insurance or life assurance as many
likes to put it is the simplest type of cover or insurance
policy available in the market. You can get a life insurance
policy made to cover yourself and your family against the
various uncertainties of life and the unforeseen future.
- Life
Insurance and your Home Mortgage - When a loved one
dies, it is upsetting to everyone involved - friends and
family members. But what could be more upsetting to the
spouse or children is the financial strain some deaths can
leave behind.
- Insurance for the Critically Ill -
Many people unfortunately become ill at some point in their life with a sickness that turns critical and need constant treatment on a daily basis. Life insurance is a popular product but it is actually more likely that an individual will contract a “critical illness” than die
- Do You Have Enough Life Insurance? -
Besides the thousands of people who do not have life insurance, many that do are actually underinsured. Many have children or family members that rely on them financially, and don’t realize their coverage is less than ideal.
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